GFPAY Mastercard Card Program Overview
Card Availability
• Card Brand: Mastercard
• Card Types: Physical & Virtual (Tokenization feature coming soon)
• Cards per Cardholder: Up to 3 cards per approved user
Card Loading Details
• Minimum Load: $15.00
• Maximum Load: $100,000.00
• Monthly Usage Limit: No limit
POS (Point of Sale) Limits
• Max Transaction Amount: $100,000.00
• Max Spending Per Day: $100,000.00
• Max Number of Transactions/Day: 25
ATM Withdrawal Limits
• Minimum Withdrawal Amount: $0.00
• Max Withdrawal/Transaction: $1,000.00
• Max Withdrawal/Day: $1,000.00
• Max Withdrawals/Day: 25
• Max Withdrawals/Month: No Limit
Security & FX Fees
• 3D Secure (3DS): Enabled
• Foreign Exchange (FX) Fee: 2.0%
Required Documentation
• Proof of Address (POA): Not older than 75 days
• Proof of Identification: Must be valid for at least 6 months from application date
• Accepted Documents: Passport, ID Card, Driver’s License, Residence Permit, Bank/Card Statements
Fee Structure
• Card Acquisition: $50.00
• Card Activation: Free
• Online Purchase – Initial Deposit $100.00
• Shipping: Invoiced separately (delivery within 3 days after payment)
• Monthly Maintenance Fee: $10.00 (card is cancelled if balance is insufficient)
• Reload / Top-up Fee: 5%
• POS / Online Purchase Fee: $0.30 per transaction
• ATM Withdrawal Fee: $4.00 + 1%
• ATM Balance Inquiry: $1.00
• Foreign Currency Transactions: 2.0%
Prohibited Countries
• Afghanistan, Albania, Bosnia and Herzegovina, Montenegro, Croatia, Belarus, Myanmar (Burma), Central African Republic, Iran, Iraq, Syria, Lebanon, Cuba, Russia, DRC, Ethiopia, Libya, Mali, North Korea, Somalia, South Sudan, Sudan, Ukraine, Venezuela, Palestine, Yemen, Zimbabwe